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LOGIN 24-Hour Member Service: (888) 387-8632 LocationsHours Home 1st Alerts Your Funds are Safe, Secure and Federally Insured Read here Online Banking eDeposit Changes Read here Be Smart When Using P2P Payment Services Read here Preventing Identity Theft Read here MasterCard Debit Card and VISA Credit Card News Read here Important SendMoney Payment Feature News Read here How to Spot, Avoid and Report Tech Support Scams Read here *No Purchase Necessary. Void where prohibited. Existing Mastercard cardholders who are legal residents of the 50 U.S. or DC, and legal age of majority before 3/1/24. PIN-based debit, international, corporate, and transactions processed on a non-Mastercard operated network are ineligible. Ends 6/30/24. For Official Rules and complete details, click here . Mastercard, Priceless, and the circles design are trademarks of Mastercard International Incorporated. ©2024 Mastercard. All rights reserved. ‡APY = Annual Percentage Yield. APY is accurate as of May 9, 2024. Rates are subject to change at any time without notice. Refer to website, 1stnorcalcu.org, for current rates paid on balances up to $5,000.00 and rates paid on balances over $5,000.00. Fees could reduce the earnings on the account. No monthly fees. No minimum deposit required. No minimum balance required. Limit one 1st Class Money Market Account per member social security number. Business accounts are not eligible. We reserve the right to change or discontinue this program at any time. Membership is required with a one-time $5 minimum deposit. Must meet membership qualifications. Persons who live, regularly work, currently attend school, or currently worship in Contra Costa, Solano, or Alameda counties, as well as any and all businesses, corporations, and other legal entities in those counties are eligible for membership. Insured by NCUA. 1: Annual Percentage Rates (APR) are subject to change. Rate, maximum term, maximum loan amount and advance amount are based on credit qualifications. Maximum terms vary based on loan amount. We reserve the right to determine collateral value based on industry recognized guidelines or full appraisal. Must be 18 years old or older to apply for a loan. Loans are subject to all Credit Union policies and procedures. Auto loan as low as” rates require a minimum FICO® 780 Credit Score. 36 month term at 5.50% APR is $30.20 per $1,000 borrowed. 48 month term at 6.25% APR is $23.61 per $1,000 borrowed. 66 month term at 6.35% APR is $18.00 per $1,000.00 borrowed. 72 month term at 6.45% APR is $16.79 per $1,000.00 borrowed. 84 month term at 6.50% APR is $14.86 per $1,000.00 borrowed. †APR = Annual Percentage Rate. Your APR will vary based on your final loan amount and finance charges. Your actual payments are based on the interest rate, not the APR. The interest rates and Annual Percentage Rates (APRs) shown are subject to change without notice. All mortgage loans through 1st Nor Cal Credit Union are for primary residence homes in California only. Adequate property insurance required for the life of the loan. Flood insurance may be required. All loans subject to credit approval. Other restrictions may apply. Payment example: For a 30 year, $350,000 conforming mortgage and a fixed rate of 6.250% (6.343% APR), approximate payment amount is $2,155.02. The monthly payment includes principal and interest, as 1st Nor Cal CU does not offer impound accounts. NMLS # 580488 @ccessOnline HOME BANKING To login for the first time, please click on the New User option below. Quick Links Make a Loan Payment Upload Proof of Insurance MyCardRules Eligibility for Membership Employment How To Newsletters Financials Calendar of Events Contact Us Change Address Fraud Alerts HUD Avoid Foreclosure EMV Chip FAQ Search Search for: apps Download our @ccessMobile Banking App social 1st Nor Cal ® Credit Union Routing Number: 321173182 menu Downloads Rates Security Privacy Policy Website Privacy Disclosures Site Map menu © 1st Nor Cal ® Credit Union. All Rights Reserved. legal Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administrations, a U.S. Government Agency. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Recommended Five-Star Institution by Bauer Financial "Because peace of mind matters" Downloads Rates Security Privacy Policy Website Privacy Disclosures Site Map USA PATRIOT ACT Member Identification Requirements In accordance with Section 326 of the USA Patroit Act, applicants for new accounts are requested to provide current picture identification that verifies identity including name, address and other identifying information. We proudly support all efforts to protect and maintain the security of our members and our...